You have the power to stop stressing about money for good! Here are 7 steps to take to change your financial situation from basic to beyond amazing.
For many of us, we are stressed about money and our jobs our entire adult lives. We get stuck in this cycle of being broke and not knowing how to deal with financial stress.
But then one day you wake up and realize it doesn’t have to be this way. Maybe you want more out of your career and life than simply the basics.
You have the power to stop stressing about money for good! Here are 7 steps to take to change your financial situation from basic to beyond amazing.
But then one day you wake up and realize it doesn’t have to be this way. Maybe you want more out of your career and life than simply the basics.
You have the power to stop stressing about money for good! Here are 7 steps to take to change your financial situation from basic to beyond amazing.
#Focus on the Positive
Even when things are tight or money is causing you anxiety, taking a second to focus on where you’re going right can help you stay calm and clear your head.
#Retool Your Budget
When I get the most stressed about my finances, it often means my personal budget is out of whack. It can be anything from overspending on certain categories, to not properly planning my purchases. Regular budget checkups are essential since life, and all of its expenses, are rarely constant.
#Banish Financial Shame
When you’re feeling embarrassed about money, remember that taking the time to educate yourself and organize your finances – even if the numbers make you squirm – can set you on a healthier path for the future.
#Contribute to an Emergency Fund
If you haven’t started an emergency fund yet, begin with a goal of saving up just $1,000. Then, as you continue contributing, work your way up to at least six months’ worth of living expenses. Knowing that you have money set aside for emergencies can help you rest much easier at night
#Stop Comparing Yourself
My Facebook, Instagram, and Twitter accounts are generally inundated with friends’ pictures of trips, cars, and other clear indicators of wealth. No matter how accurate my perception of their wealth actually is, comparing myself and my finances to others’ definitely causes me stress.
#Consider the Worst
It might seem counter-intuitive that one of the best coping techniques for financial anxiety is to consider the worst. After all, “the worst” is probably a trigger for much of your money stress.
#Retain Some Concern
Perhaps a better word for “fear” is actually “respect.” While being anxious about the future is a passive way to deal with finances, actively respecting money and treating it with the proper care can help you plan for the future – and control your cash.
